Interest Rates for Government Schemes and Policy Rates of RBI

Here are the list of some important Interest Rates: (Updated January 06, 2019)

Validity : Jan 2019- March 2019

S.No Scheme Interest Rate
1 Savings Deposit 4%
2 Senior Citizen Savings Scheme (SCSS) 8.7%
3 Public Provident Fund Account (PPF​) 8.0%
4 National Savings Certificates (NSC) 8.0%
5 Kisan Vikas Patra (KVP​) 7.7% (maturity- 112 months)
6 Sukanya Samriddhi Accounts 8.5%

RBI Policy Rates

Which Rate Percentage
Policy Repo Rate 6.25%
Reverse Repo Rate 6.00%
Marginal Standing Facility Rate 6.50%
Bank Rate 6.50%
CRR 4%
SLR 19.25%

  • Ways and Means Advances Limit (for October 2018 to February 2019) – ₹ 35,000 crore
  • Ways and Means Advances Limit (for March 2019) – ₹ 25,000 crore